Terms of Service

1. About these Terms

These Terms of Service (“Terms”) form a binding agreement between you and the developers of Auto Lotto Savers Club (“we”, “us”, “our”) governing your use of the Auto Lotto Savers Club website and interface (the “Service”). By accessing or using the Service you agree to be bound by these Terms. If you do not agree, do not use the Service.

2. What the Service is

The Service is a non-custodial web interface that helps you interact with the PoolTogether V5 prize savings protocol deployed on the Optimism blockchain. We do not hold, control, or have access to your funds, your private keys, or your wallet. All deposits, withdrawals and transactions are executed by you directly against third-party smart contracts.

We are not a bank, broker, exchange, custodian, money services business, gambling operator, or financial adviser. We do not offer investment advice. The Service is provided as informational technology only.

3. Eligibility

You may only use the Service if:

• You are at least 18 years old;
• You have the legal capacity to enter into these Terms;
• You are not located in, a citizen or resident of, or otherwise accessing the Service from a Restricted Jurisdiction (see Section 4); and
• Your use of the Service does not violate any law, regulation or sanctions programme that applies to you.

4. Restricted Jurisdictions

You represent and warrant that you are not located in, established in, a citizen or resident of, or accessing the Service from: the United States of America (or any of its territories), the United Kingdom, Canada, Australia, mainland China, or any country or region subject to comprehensive sanctions administered by the European Union, the United Nations Security Council, the United Kingdom, or the United States Office of Foreign Assets Control (including, at the date of these Terms, Cuba, Iran, North Korea, Syria, the Crimea, Donetsk and Luhansk regions, and any other comprehensively sanctioned territory).

We may, at our sole discretion and without notice, expand the list of Restricted Jurisdictions or block access from any location.

5. Wallets and Authentication

The Service uses Coinbase Developer Platform to authenticate you by email and to provision a self-custodial smart-account wallet for you. You are solely responsible for safeguarding access to the email address associated with your wallet, and for any activity that occurs through your wallet. We cannot recover lost access, reverse transactions, or restore lost funds.

6. Prize Savings — No Entry Fee, No Loss of Principal

When you deposit USDC through the Service, your deposit is supplied to a PoolTogether V5 prize vault smart contract. The prize vault aggregates yield from underlying lending markets and distributes that yield as periodic prizes to randomly selected depositors. You do not pay any fee to be considered for a prize and you may withdraw your deposited principal at any time, subject to network conditions and the operation of the underlying smart contracts.

Prizes are not guaranteed. The size, frequency and existence of any prize depends entirely on the third-party PoolTogether protocol, the underlying lending markets, the prize token, and other factors outside our control. You should not deposit funds in expectation of winning a prize.

7. Fees and Network Costs

We do not currently charge fees to use the Service. Every blockchain transaction (including deposits, withdrawals and prize claims) incurs network gas fees that are paid by you (or, where the Service sponsors gas, may be sponsored on a discretionary basis without obligation). Gas fees are not refundable, including in the event a transaction reverts.

8. Risks

Use of the Service involves significant risks including, without limitation, smart contract risk, oracle risk, stablecoin depeg risk, network congestion, regulatory risk and the risk of total loss of your deposit. You should read our Risk Disclosure in full before using the Service. By using the Service you accept these risks.

9. No Warranty

The Service is provided on an “AS IS” and “AS AVAILABLE” basis. To the maximum extent permitted by applicable law, we disclaim all warranties of any kind, whether express, implied or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, security, and uninterrupted availability.

10. Limitation of Liability

To the maximum extent permitted by applicable law, in no event will we be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or opportunities, arising out of or in connection with your use of (or inability to use) the Service. Our aggregate liability to you for any direct damages will not exceed one hundred euros (€100). Nothing in these Terms excludes or limits liability that cannot be excluded under Irish law.

11. Third-Party Services

The Service relies on third-party infrastructure including (without limitation) the Optimism network, the PoolTogether V5 protocol, USDC issued by Circle, Coinbase Developer Platform, RPC providers, subgraphs and price oracles. We are not responsible for the performance, availability, accuracy, security or actions of any third party.

12. Changes to the Service or Terms

We may modify, suspend or discontinue all or part of the Service at any time without notice. We may update these Terms from time to time; material changes will be reflected by an updated version number and “Last updated” date, and your continued use of the Service after such changes constitutes acceptance.

13. Termination

We may suspend or terminate your access to the Service at any time for any reason, including breach of these Terms. You may stop using the Service at any time and withdraw your funds directly from the underlying smart contracts.

14. Governing Law and Disputes

These Terms and any non-contractual obligations arising from them are governed by the laws of Ireland. The courts of Ireland have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms or the Service, subject to any mandatory consumer protection rights you may have under the law of your country of residence.

15. Contact

For any questions about these Terms, please reach us via our contact form.